Last updated: 24 March 2026

1. Introduction
These Terms of Use govern your access to and use of the Virtual Risk Solutsions - VRS website and services. By using this website, you agree to these Terms.

2. Use of Website
You agree to:

• Use the website lawfully
• Not misuse or attempt to disrupt the platform
• Not reproduce or distribute content without permission

3. Intellectual Property
All content, materials, frameworks, and methodologies — including the Virtual Risk Solutsions - VRS  brand, training, and publications — are protected by intellectual property rights.
You may not:

• Copy
• Reproduce
• Commercialise
  without prior written consent.

4. Services & Content Disclaimer
Content provided is for:

• Informational
• Educational
• Professional insight purposes

It does not constitute legal or regulatory advice.

5. No Reliance
While we aim to provide accurate and current information, we do not guarantee:

• Completeness
• Accuracy
• Suitability for specific use

Users should seek independent advice where required.

6. Limitation of Liability
To the fullest extent permitted by law, we are not liable for:

• Indirect or consequential loss
• Loss of business, revenue, or data
• Reliance on website content

7. Third-Party Links
Our website may contain links to third-party websites.
We are not responsible for their content or practices.

8. User Submissions
Any information submitted via forms or enquiries must be:

• Accurate
• Lawful
• Not misleading

9. Termination
We reserve the right to restrict or terminate access to the website where misuse is identified.

10. Governing LawThese Terms are governed by the Laws of Portugal.

11. Changes to Terms
We may update these Terms at any time. Continued use of the website constitutes acceptance.

12. Contact
​Email: [email protected]